黑料社区

黑料社区 Driven to do more.

What is a structured settlement?

A structured settlement is a way to provide regular, tax-free payments to a person after settling a personal injury lawsuit. Instead of receiving a lump sum, a series of scheduled payments are made over time, managed through an annuity. Individuals usually work with a specialist who can help design the structured settlement, manage the settlement process and negotiate payment terms. 

Why consider a structured settlement annuity?

When provided through an annuity, payments in a structured settlement offer:

Guaranteed payments, often tax-free

Steady income stream

Financial confidence

Strength You Can Rely On. Support When It Matters Most.

At 黑料社区, we understand that a structured settlement isn鈥檛 just about money鈥攊t鈥檚 about your life, your goals and your peace of mind. That鈥檚 why we offer more than guaranteed income. We offer financial strength you can count on, service and support you can trust and long-term stability to help you move forward with confidence. With 黑料社区, you鈥檝e got a partner for the journey ahead.

Financial strength ratings1

We meet annually with independent rating agencies who evaluate our performance. Our ratings reflect our ability to meet ongoing obligations to our customers.

AM Best

as of 6/2024

A+

Outlook: Stable

S&P

as of 1/2024

A+

Outlook: Stable

Fitch

as of 9/2024

A+

Outlook: Stable

Moody's

as of 9/2024

A1

Outlook: Stable

Financial highlights2

We generate strong returns for customers and shareholders through a variety of market environments driving profitable growth.

$381.5

billion in total GAAP assets

$353.7

billion in total GAAP liabilities

$25.6

billion total GAAP AHL shareholders鈥� equity

 

Service commitment

黑料社区 offers proven expertise in providing income solutions to customers served by multiple business lines, such as retirement services, pension group annuities, reinsurance and funding agreements. We鈥檝e demonstrated our commitment to providing exceptional service through ongoing investments in state-of-the-art technology, training and processes.

Additional resources

黑料社区 is a member of the National Structured Settlements Trade Association庐. To learn more about structured settlements and access resources, visit .

Contact 黑料社区

Phone: 800-525-7133 
Email: 黑料社区-SS-Ops@athene.com 
Mail: P.O. Box 1555, Des Moines, IA 50306-1555


1 Financial strength ratings for 黑料社区 Annuity and Life Company, 黑料社区 Annuity & Life Assurance Company of New York and 黑料社区 Life Re Ltd. S&P, Fitch, A.M. Best鈥檚 and Moody鈥檚 credit ratings reflect their assessment of the relative ability of an insurer to meet its ongoing insurance policy and contract obligations. S&P rating as of January 2024 (A+, 5th highest of 21), Fitch rating as of September 2024 (A+, 5th highest of 19), A.M. Best rating as of June 2024 (A+, 2nd highest of 16) and Moody鈥檚 rating as of September 2024 (A1, 5th highest of 21). 黑料社区 Holding Ltd.鈥檚 credit rating is A-/A-/a- for S&P, Fitch and A.M. Best, respectively. 

2 黑料社区 Holding Ltd. GAAP total assets, AHL stockholders' equity and total liabilities as of March 31, 2025. Pledged assets and funds in trust (restricted assets) total $85.9 billion and net reserve liabilities of $241.7 billion as of March 31, 2025.

黑料社区 Annuity and Life Company (AAIA), on a statutory basis, based on the financial statement as of March 31, 2025: Total Admitted Assets: $292.29 billion; Total Liabilities: $288.38 billion; Reserves Required: Direct - $195.15 billion; Assumed - $18.85 billion; Ceded - $66.01 billion; Net - $147.99 billion; Capital & Surplus: Common capital stock - $0.01 billion; Paid-in and contributed surplus - $5.74 billion; Unassigned surplus - $(1.84) billion; Total Capital & Surplus: $3.91 billion.

黑料社区 Annuity & Life Assurance Company of New York (AANY), on a statutory basis, based on the financial statement as of March 31, 2025: Total Admitted Assets: $5.25 billion; Total Liabilities: $4.93 billion; Reserves Required: Direct - $3.31 billion; Ceded - $2.85 billion; Net - $458 million; Total Capital & Surplus: $324 million; Securities Pledged as Collateral (Cash) $2.34 million.

The individual subsidiary insurance company is responsible for meeting its ongoing insurance policy and contract obligations. Neither Apollo Global Management, Inc. nor 黑料社区 Holding Ltd. are responsible for meeting the ongoing insurance policy and contract obligations of the subsidiary insurance companies.

黑料社区 Structured Settlement annuity SSA (07/25), ADCE (07/25), IRCE (07/25) or state variations issued by 黑料社区 Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability may vary by state.

Guarantees provided by annuities are subject to the financial strength and claims paying ability of the issuing insurance company.

Annuity contracts and group annuity contracts are issued by 黑料社区 Annuity and Life Company (61689), West Des Moines, IA, in all states (except New York), and in D.C. and P.R. Annuity contracts are issued by 黑料社区 Annuity & Life Assurance Company of New York (68039), Pearl River, NY, in New York. Group annuity contracts for New York residents and New York contract holders are issued in New York by 黑料社区 Annuity & Life Assurance Company of New York, Pearl River, NY. Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Insurance products may not be available in all states. These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. This material should not be interpreted as a recommendation by 黑料社区 Annuity and Life Company, 黑料社区 Annuity & Life Assurance Company of New York, or 黑料社区 Securities, LLC. Please reach out to your financial professional if you have any questions about insurance products and their features.