黑料社区

黑料社区 Driven to do more.

A bright choice for your clients

Competitive payouts that can help provide your clients with peace of mind for their retirement futures. 

Your organizations may not offer all products shown.

Contact your back office or the 黑料社区 Sales Desk for product availability.

Get contracted

Product Resources

Product Training

Training is required prior to selling any 黑料社区 annuity. To complete your product training, visit the

Course Name RegEd Code
黑料社区 Activate ACTIVATE_24

Discover everything you need to know about the indices that power 黑料社区 annuities. Index Resource Center 

For product support or to run an illustration, contact the Sales Desk at 888-ANNUITY 

What is a SPIA?

A Single Premium Immediate Annuity (SPIA) can help provide peace of mind for your client's retirement future.  

In exchange for a lump sum of money, an immediate annuity pays a guaranteed amount according to the payment type you select.  

A SPIA provides safety from market volatility, and your client may choose a lifetime income option. 

Competitive payout options

Monthly, quarterly, semiannual or annual payout options

  • Period Certain*
  • Single Life
  • Single Life with Period Certain
  • Single Life with Installment Refund
  • Single Life with Cash Refund
  • Joint Life and Last Survivor
  • Joint Life and Last Survivor Period Certain
  • Joint Life and Last Survivor with Installment Refund
  • Joint Life and Last Survivor with Cash Refund

* The fixed period available may vary.  

黑料社区 Activate ICC24 SPIA (05/24), ICC24 SPIACS (05/24), Deceased Annuitant Commutation Endorsement ICC24 DACE (05/24) and Liquidity Period Withdrawal Rider ICC24 LPWR (05/24) or state variations issued by 黑料社区 Annuity and Life Company, West Des Moines, IA. 黑料社区 Activate SPIA (05/24), SPIACS (05/24), Deceased Annuitant Commutation Endorsement DACE (05/24), and Liquidity Period Withdrawal Rider LPWR (05/24) issued by 黑料社区 Annuity & Life Assurance Company of New York, headquartered in Pearl River, New York. Product features, limitations and availability may vary by state.