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Segment Credit: The amount credited to each Segment Option according to the terms of the Segment Option and Crediting Metho

Segment Options: Segment Options include Index-Linked Segment Option and a Fixed segment Option, each with a Segment Term Period. Each Index-Linked Segment Option will also have a Reference Index, a Buffer Rate, a Cap Rate and a Participation Rate, or a Trigger Rate. 

Segment Term Period: Duration over which Segment Credits are calculated.

Participation Rate: A percentage that is multiplied by a positive index change, after the application of the Cap Rate, to calculate the Segment Credit. For Dual Direction Segment Options, the Downside Participation Rate applies to a negative index change that is fully offset by the Buffer Rate. The Downside Participation Rate is equal to the Participation Rate that applies to a positive index change. 

Cap Rate: The maximum positive index change that will be used in the calculation of Segment Credits that may be applied to a Segment Option.

Trigger Rate: A rate used in the calculation of Trigger and Dual Trigger Segment Options to determine Segment Credits when the threshold at which a positive Segment Credit applies is an index change that is greater than or equal to zero, or a negative index change that is fully offset by the Buffer Rate.

Buffer Rate: A level of protection from potential market loss up to a Buffer Rate. Losses in excess of the Buffer Rate will reduce your Segment Value.

Performance Blend: Performance Blend is a weighted average return of three different indices (SPX, RTY, MXEA) where at the Segment End Date, 50% of the index change used to determine Segment Credits is based on the return of the best performing Index, 30% is based on the return of the secondbest performing Index and 20% is based on the return of the lowest performing Index. The Cap Rate, Participation Rate and Buffer Rate are then applied to this weighted average return. 

Annual Segment Fee: A 0.95% annual Segment Fee is deducted daily from each Index-Linked Segment Option (not applicable on the Fixed Segment Option). The Segment Fee is set at issue and guaranteed not to change for the life of the Contract. Not available in all states

The Withdrawal Charge, Equity Adjustment, and Interest Adjustment will all impact the Cash Surrender Value in accordance with the terms of the Contract. For all segment Options, the Withdrawal Charge will reduce the Cash Surrender Value. For Index-Linked Segment Options, the Equity Adjustment and Interest Adjustment may increase or decrease the Cash Surrender Value. For the Fixed Segment Option, the Interest Adjustment may increase or decrease the Cash Surrender Value.

黑料社区 Amplify 2.0 is designed to be a long-term investment product used to help provide income for retirement. It is not suitable as a short-term investment. There is a risk of substantial loss of principal and related earnings depending on the Segment Option(s) to which you allocate your Purchase Payment. Due to negative index performance, Segment Credits may be negative after application of the Buffer Rate and you agree to bear the portion of loss that exceeds that rate.

Registered index-linked annuities are not stock market investments and do not directly participate in any stock or equity investments. Market indices may not include dividends paid on the underlying stocks, and therefore may not reflect the total return of the underlying stocks; neither an index nor any market-indexed annuity is comparable to a direct investment in the equity markets.

All Segment Credits, including those with a guaranteed rate of interest, are paid by the insurance company and subject to its claims paying ability.

S&P 500^庐 Index 鈥� The S&P 500^庐 Index (the 鈥淚ndex鈥�) is a product of S&P Dow Jones Indices LLC or its affiliates (鈥淪&P DJI鈥�) and has been licensed for use by 黑料社区 Annuity & Life Assurance Company of New York (鈥満诹仙缜�鈥�). S&P^庐, S&P 500^庐, SPX^庐, US 500, The 500, iBoxx^庐, iTraxx^庐 and CDX^庐 are trademarks of S&P Global, Inc. or its affiliates (鈥淪&P鈥�)颅 Dow Jones^庐 is a registered trademark of Dow Jones Trademark Holdings LLC (鈥淒ow Jones鈥�). 黑料社区's products are not sponsored, endorsed, sold or promoted by S&P DJI, Dow Jones, S&P, or their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the Index.

Nasdaq-100^庐 Index 鈥� Nasdaq^庐, Nasdaq-100^庐, and Nasdaq-100 Index^庐, are trademarks of Nasdaq, Inc. (which with its affiliates is referred to as the "Corporations") and are licensed for use by 黑料社区 Annuity & Life Assurance Company of New York. The Product(s) have not been passed on by the Corporations as to their legality or suitability. The Product(s) are not issued, endorsed, sold, or promoted by the Corporations. THE CORPORATIONS MAKE NO WARRANTIES AND BEAR NO LIABILITY WITH RESPECT TO THE PRODUCT(S).

Russell 2000^庐 Index 鈥� 黑料社区 annuity products (the 鈥淧roducts鈥�) have been developed solely by 黑料社区 Annuity & Life Assurance Company of New York. The Products are not in any way connected to or sponsored, endorsed, sold or promoted by the London Stock Exchange Group plc and its group undertakings (collectively, the 鈥淟SE Group鈥�). FTSE Russell is a trading name of certain of the LSE Group companies.

All rights in the Russell 2000 Index (the 鈥淚ndex鈥�) vest in the relevant LSE Group company which owns the Index. 鈥淩ussell^庐鈥� and 鈥淩ussell 2000^庐鈥� are trademarks of the relevant LSE Group company and are used by any other LSE Group company under license

The Index is calculated by or on behalf of FTSE International Limited or its affiliate, agent or partner. The LSE Group does not accept any liability whatsoever to any person arising out of (a) the use of, reliance on or any error in the Index or (b) investment in or operation of the Products. The LSE Group makes no claim, prediction, warranty or representation either as to the results to be obtained from the Products or the suitability of the Index for the purpose to which it is being put by 黑料社区  Annuity & Life Assurance Company of New York

MSCI EAFE Index 鈥� The products referred to herein are not sponsored, endorsed, or promoted by MSCI, and MSCI bears no liability with respect to any such products or securities or any index on which such products are based. The prospectus/contract contains a more detailed description of the limited relationship MSCI has with 黑料社区 Annuity & Life Assurance Company of New York and any related products.

Shiller Barclays CAPE^庐 US Mid-Month Sector TR Net Index 鈥� The Shiller Barclays CAPE^庐 US Mid-Month Sector TR Net Index (the 鈥淚ndex鈥�) has been developed in part by RSBB-I, LLC, the research principal of which is Robert J. Shiller. RSBB-I, LLC is not an investment advisor, and does not guarantee the accuracy or completeness of the Index, or any data or methodology either included therein or upon which it is based. Neither RSBB-I, LLC nor Robert J. Shiller or any of their respective partners, employees, subcontractors, agents, suppliers and vendors (collectively, the 鈥淧rotected Parties鈥�) shall have any liability, whether caused by the negligence of a Protected Party or otherwise, for any errors, omissions, or interruptions therein, and make no warranties, express or implied, as to performance or results experienced by any party from the use of any information included therein or upon which it is based, and expressly disclaim all warranties of merchantability or fitness for a particular purpose with respect thereto, and shall not be liable for any claims or losses of any nature in connection with the use of such information, including but not limited to, lost profits or punitive or consequential damages, even if RSBB-I, LLC, Robert J. Shiller or any Protected Party is advised of the possibility of same.

Neither Barclays Bank PLC (鈥淏B PLC'') nor any of its affiliates (collectively "Barclays鈥�) is the issuer or producer of 黑料社区 Annuity and Life Company鈥檚 (鈥満诹仙缜�鈥�) annuity products (the 鈥淧roducts鈥�) and Barclays has no responsibilities, obligations or duties to purchasers of the Products. The Index, together with any Barclays indices that are components of the Index, is a trademark owned by Barclays and, together with any component indices and index data, is licensed for use by 黑料社区 as the issuer or producer of the Products (the 鈥淚ssuer鈥�).

Barclays鈥� only relationship with the Issuer in respect of the Index is the licensing of the Index, which is administered, compiled and published by BB PLC in its role as the Index sponsor (the 鈥淚ndex Sponsor鈥�) without regard to the Issuer or the Products or purchasers of the Products. Additionally, 黑料社区 as issuer or producer of the Products may for itself execute transaction(s) with Barclays in or relating to the Index in connection with the Products. Consumers acquire the Products from 黑料社区 and neither acquire any interest in the Index nor enter into any relationship of any kind whatsoever with Barclays upon purchasing the Products. The Products are not sponsored, endorsed, sold or promoted by Barclays and Barclays makes no representation regarding the advisability of the Products or use of the Index or any data included therein. Barclays shall not be liable in any way to the Issuer, purchasers of the Products or to other third parties in respect of the use or accuracy of the Index or any data included therein.

黑料社区 Amplify 2.0 RIA II (05/25) NF, CS II (05/25), CW II (05/25), TIW II (05/25), SCS II (05/25) NF, Fixed II (05/25), Buffer II (05/25) NF, Buffer MI II (05/25) NF, Trigger II (05/25) NF, Dual Trigger II (05/25) NF, Dual Direction II (05/25) NF, GMDB II (05/25) NF, Performance Lock II (05/25) issued by 黑料社区 Annuity & Life Assurance Company of New York, headquartered in Pearl River, New York. Product features, limitations and availability may vary颅 see prospectus for full details. Products not available in all states.

The purpose of this material is solicitation of insurance. Any sale of an annuity will require contact with a financial professional.

Registered index-linked annuities can only be marketed and sold by securities licensed financial professionals. Any discussion of this product must be preceded or accompanied by a Prospectus.